Consumer brands
Turn loyalty into a financial relationship you own
A branded mCard, member wallet, and offer network that keeps customers earning and spending inside your ecosystem, not someone else’s points program.
For Retail, DTC, and consumer brand loyalty leaders
Owned
Relationship
Tiers
Member status
Offers
In-app surface
mCard
Checkout moment
Brands
Member Card
Your brand · everyday spend
Illustrative mCard · open Studio to brand it as yours
Why teams choose this path
The gaps a generic bank app never closes
Points live on someone else’s rails
Classic loyalty is rented attention. A card and wallet are owned habit.
Affiliate economics are opaque
Partners and publishers need a clear path to fund member earn.
Brand moments don’t compound
Drops and campaigns spike, then vanish, with no financial thread between them.
Capabilities
Built for how brands actually operate
Brand-native mCards
Art, finish, and overlays that feel like product design, Apple-level object desire.
mCards
Rewards
Tiers
Offers
Partner hub
Analytics
How it comes together
From blank canvas to member-ready program
01
Start from brand template
Indigo-modern kit, member landing, card, and rewards ready to recolor.
02
Own the currency
Configure name, earn math, welcome bonus, and sample offers in Studio.
03
Open the partner network
Merchants, affiliates, and sponsors apply to fund member rewards.
04
Compound retention
Tiers and everyday mCard use keep customers in your financial orbit.
Outcomes
What success looks like
- ✓Owned financial relationship
- ✓Loyalty monetization
- ✓Higher repeat purchase
- ✓Partner-funded earn
Rewards network
Attract sponsors & merchants too
Retail partners, publishers, and sponsors fund your branded points and appear where members already pay.
Illustrative brand template · economics subject to program design review.
Revenue calculator
Estimate platform revenue for Brands
Adjust illustrative monthly revenue per active card, then enter your Monthly Active Members to see organization-level monthly and annual potential. Figures are illustrative — not a forecast or offer.
Revenue per card / month
Each stream: $0 – $20
Total / card / mo$13.00
Interchange
Card spend economics
$5.00 / mo
Commissions
Partner / offer share
$2.00 / mo
Affiliate
Network & referrals
$2.00 / mo
Subscriptions
Membership & marketplace
$2.00 / mo
Banking
Account & program fees
$2.00 / mo
Drag up to 100,000, or type any higher amount — the calculator uses your full entry.
Organization potential
Monthly revenue
$65,000
Annual revenue
$780,000
$13.00 / card / mo × 5,000 members = $65,000 / mo · $780,000 / yr (illustrative).
Illustrative only · Not a guarantee of results · Actual economics vary by partners, jurisdiction, card type, and program design · Full revenue estimator
Ready to shape a bank for brands?
Open the Design Studio with this template, or talk with us about program structure, partner rails, and go-to-market.
Disclosures · Illustrative marketing experience