A living catalog of fintech modules, cards, wallets, rewards, giving, AI, and rails, you compose for any community. Mix once. Configure a NeoBank program that feels custom-built. Availability and live integrations vary by partner and market.
Demo & simulation notice: Marketplace modules marked simulated are modeled for configuration and visualization only. They do not indicate a live production connection. Production integrations require partner confirmation, contracts, and applicable approvals.
Money, marketing, and mobile cards, wallet-connected, AI-powered cards beyond traditional credit, debit, and prepaid. Issue with name, phone, email, and DOB; link existing accounts; Mastercard Commercial Debit rails.
How it snaps together
Modules in. Member magic out.
01
Pick capabilities
Cards, rewards, giving, identity, commerce, each module is a self-contained building block.
02
Compose a stack
Wire modules into journeys your members feel: pay, earn, give, belong, under your brand.
03
Launch the experience
Landing, M Card, and super-app reflect the stack you chose, not a one-size neobank template.
Stack recipes
Incredible combinations for real audiences.
Toggle recipes to see how modules lock into a coherent consumer stack, the same idea your Design Studio composes from chat.
mCards Program
Rewards & Loyalty Engine
Giving & Impact
Community Hub
Member Spend Account
Stack5modules
University
Alumni Forever
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mCards Program
Low-friction distribution · Full-wallet connectivity
Money, marketing, and mobile cards, wallet-connected, AI-powered cards beyond traditional credit, debit, and prepaid. Issue with name, phone, email, and DOB; link existing accounts; Mastercard Commercial Debit rails.
Low-friction distribution
Full-wallet connectivity
Global Mastercard acceptance
Brand-forward engagement
Program structure, eligibility, and partner configuration vary by market. Mastercard Commercial Debit rails where available.
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Branded Legacy Card Overlay
Simulated
Optional traditional branded card experiences where a market still requires classic debit/credit form factors, complementing mCards, not replacing them.
Brand visibility
Market-specific form factors
Issuing requires approved bank/card partners by market.
◇
Payments & Transfers
Simulated
Bill pay, remittances, international/FX, P2P, and money movement via licensed payments partners, eligible programs may participate in revenue sharing where agreements allow.
Utility
Retention
Local commerce
Revenue share
Payment rails vary by partner and geography.
◎
Accounts
Snap these into any member journey
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Member Spend Account
Simulated
Everyday wallet and account experience powered by banking partners under your brand.
Primary financial relationship
Direct deposit
P2P
Deposit products provided by partner institutions.
◎
Employer Benefits Wallet
Simulated
Payroll-connected benefits, stipends, and employee financial wellness.
Points, cashback, tiers, and partner offers tied to community behavior.
Engagement
Repeat spend
Cross-sell
Reward economics subject to program design review.
♥
Giving & Impact
Snap these into any member journey
♥
Giving & Impact
Simulated
Automated donations, round-ups, project funding, and transparent impact tracking.
Mission alignment
Member pride
Recurring support
Charitable flows may require nonprofit controls.
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Lending
Snap these into any member journey
↗
Member Lending Tools
Simulated
Personal loans, BNPL, microcredit, HELOC, and credit lines via banks, fintechs, and licensed lenders, credit products offered by licensed partners; approval by lenders only; eligible revenue sharing where permitted.
New revenue
Member utility
Partner distribution
Credit decisions made by licensed partners; eligibility varies.
↗
Home Finance Hub
Simulated
Modular HELOC + mortgage capability: equity dashboard, product discovery, prequalification, digital application, documents, application tracking, HELOC activation, payments, and distributor analytics. Embeds in SuperApp, member portal, and admin portal. Credit products offered by licensed lenders; approval solely by participating lenders.
Unified home-finance experience
Higher equity engagement
Distributor program control
Partner-ready origination funnel
Neobankify provides the experience layer. Underwriting, rates, servicing, and legal disclosures are controlled by licensed lending partners. Not an offer of credit. Illustrative demos only until partner rails are live.
↗
mCards for HELOC
Simulated
Home equity lines as real-time mCard spend and SuperApp management, AI optimization, rewards, and bank/lender integration where available; HELOC offered by licensed lenders; approval determined solely by participating lenders. Pairs with Home Finance Hub.
Equity utilization
Engagement
Lending revenue
HELOC underwriting and credit decisions by licensed lenders; eligibility and rates vary. Not an offer of credit.
↗
Mortgage Suite
Simulated
Purchase, refinance, cash-out, renovation, and related mortgage journeys with offer comparison, application, tracking, and servicing handoff. Configurable per distributor and lending partner. Part of the Home Finance module pack.
Full mortgage funnel
Refinance engagement
Partner distribution
Mortgage products offered by licensed lenders or brokers as configured. Approval and terms by participating partners only.
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Wealth & Savings
Snap these into any member journey
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Savings Goals & Wealth
Simulated
Goal-based savings, education funds, and introductory investing experiences.
Buy, sell, trade, and pay with crypto via custodians, wallet providers, exchanges, and stablecoin partners, where permitted; digital assets not FDIC insured; eligible revenue sharing subject to agreements.
Member utility
New revenue
Co-brand differentiation
Crypto services provided by licensed partners; availability varies by jurisdiction. Not investment advice.
◉
Identity & KYC
Snap these into any member journey
◉
Identity & Onboarding (KYC)
Simulated
Friction-aware member verification, document capture, and eligibility checks.
Trust
Compliance readiness
Conversion
KYC requirements set by banking partners and jurisdiction.
⬡
Risk & Fraud
Snap these into any member journey
⬡
Risk & Fraud Controls
Simulated
Transaction monitoring signals, velocity rules, and dispute workflows.
Safety
Lower losses
Member confidence
Risk policies jointly operated with partners.
✦
AI Services
Snap these into any member journey
✦
Member AI Copilot
Simulated
In-app assistant for budgeting tips, benefits discovery, and guided journeys.
Support deflection
Personalization
AI advice is educational, not regulated financial advice.
☷
Community
Snap these into any member journey
☷
Community Hub
Simulated
Member groups, event wallets, campus/fan spaces, and shared goals.
Belonging
Activation
Community features must respect privacy policies.
▣
Commerce & Offers
Snap these into any member journey
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Offers & Commerce
Simulated
Merchant offers, group buying, ticketing, and brand commerce surfaces.
Monetization
Partner value
Merchant terms require commercial agreements.
▣
Fan & Event Wallet
Simulated
Game-day spend, ticketing, VIP tiers, and team-branded money moments.
Fan lifetime value
Stadium commerce
Event partners and payment rules vary by venue.
▤
Analytics
Snap these into any member journey
▤
Program Analytics
Simulated
Adoption, spend, rewards liability, cohort health, and funnel insights.
Operator clarity
Iteration speed
Analytics exclude unauthorized PII sharing.
♠
Casino & Sportsbetting
Snap these into any member journey
♠
Sports Betting / Sportsbook
Simulated
Member sportsbook access, funding, and payout experiences connected to the NeoBank / mCard wallet, only where licensed sportsbetting partners and state law permit. Supports on-rail movement between member balances and approved sportsbook rails to reduce external processing hops.
Faster funding & withdrawals (where enabled)
Lower external processing friction
State-aware program configuration
Wallet-connected member experience
Sportsbetting is highly regulated. Availability is jurisdiction-specific and requires licensed operators, responsible gaming controls, and partner approvals. Neobankify provides technology configuration, it does not operate a sportsbook or hold a gaming license.
♠
Casino Gaming & Resort Play
Simulated
On-property casino and resort money moments: Players Club wallet integration, elevated on-property rewards burn, and member access paths designed for regulated casino environments. When members and the property share banking architecture, eligible funds can stay on-rail instead of exiting to external processors.
On-property engagement
Players Club earn/burn loop
Reduced off-rail processing costs
VIP and hospitality connectivity
Casino operations require licensed gaming operators and jurisdiction-specific compliance. Banking and card products are provided by licensed financial partners. Platform software does not make an organization a casino or a bank.
Partners & integrations
Rails behind the brand
Banks, card networks, KYC, risk, and processors connect through the marketplace, with clear responsibility boundaries. Compose modules in Design Studio into landing, mCard, and app previews for your members.