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Marketplace

Compose incrediblemember stacks.

A living catalog of fintech modules, cards, wallets, rewards, giving, AI, and rails, you compose for any community. Mix once. Configure a NeoBank program that feels custom-built. Availability and live integrations vary by partner and market.

Demo & simulation notice: Marketplace modules marked simulated are modeled for configuration and visualization only. They do not indicate a live production connection. Production integrations require partner confirmation, contracts, and applicable approvals.
NeobankifyHub

Cards & Payments

mCards Program

Money, marketing, and mobile cards, wallet-connected, AI-powered cards beyond traditional credit, debit, and prepaid. Issue with name, phone, email, and DOB; link existing accounts; Mastercard Commercial Debit rails.

How it snaps together

Modules in. Member magic out.

01

Pick capabilities

Cards, rewards, giving, identity, commerce, each module is a self-contained building block.

02

Compose a stack

Wire modules into journeys your members feel: pay, earn, give, belong, under your brand.

03

Launch the experience

Landing, M Card, and super-app reflect the stack you chose, not a one-size neobank template.

Stack recipes

Incredible combinations for real audiences.

Toggle recipes to see how modules lock into a coherent consumer stack, the same idea your Design Studio composes from chat.

mCards Program
Rewards & Loyalty Engine
Giving & Impact
Community Hub
Member Spend Account
Stack5modules

University

Alumni Forever

  • mCards Program

    Low-friction distribution · Full-wallet connectivity

  • Rewards & Loyalty Engine

    Engagement · Repeat spend

  • Giving & Impact

    Mission alignment · Member pride

  • Community Hub

    Belonging · Activation

  • Member Spend Account

    Primary financial relationship · Direct deposit

Cards & Payments

Snap these into any member journey

mCards Program

Simulated

Money, marketing, and mobile cards, wallet-connected, AI-powered cards beyond traditional credit, debit, and prepaid. Issue with name, phone, email, and DOB; link existing accounts; Mastercard Commercial Debit rails.

  • Low-friction distribution
  • Full-wallet connectivity
  • Global Mastercard acceptance
  • Brand-forward engagement

Program structure, eligibility, and partner configuration vary by market. Mastercard Commercial Debit rails where available.

Branded Legacy Card Overlay

Simulated

Optional traditional branded card experiences where a market still requires classic debit/credit form factors, complementing mCards, not replacing them.

  • Brand visibility
  • Market-specific form factors

Issuing requires approved bank/card partners by market.

Payments & Transfers

Simulated

Bill pay, remittances, international/FX, P2P, and money movement via licensed payments partners, eligible programs may participate in revenue sharing where agreements allow.

  • Utility
  • Retention
  • Local commerce
  • Revenue share

Payment rails vary by partner and geography.

Accounts

Snap these into any member journey

Member Spend Account

Simulated

Everyday wallet and account experience powered by banking partners under your brand.

  • Primary financial relationship
  • Direct deposit
  • P2P

Deposit products provided by partner institutions.

Employer Benefits Wallet

Simulated

Payroll-connected benefits, stipends, and employee financial wellness.

  • HR value
  • Retention

Payroll integrations require employer authorization.

Rewards & Loyalty

Snap these into any member journey

Rewards & Loyalty Engine

Simulated

Points, cashback, tiers, and partner offers tied to community behavior.

  • Engagement
  • Repeat spend
  • Cross-sell

Reward economics subject to program design review.

Giving & Impact

Snap these into any member journey

Giving & Impact

Simulated

Automated donations, round-ups, project funding, and transparent impact tracking.

  • Mission alignment
  • Member pride
  • Recurring support

Charitable flows may require nonprofit controls.

Lending

Snap these into any member journey

Member Lending Tools

Simulated

Personal loans, BNPL, microcredit, HELOC, and credit lines via banks, fintechs, and licensed lenders, credit products offered by licensed partners; approval by lenders only; eligible revenue sharing where permitted.

  • New revenue
  • Member utility
  • Partner distribution

Credit decisions made by licensed partners; eligibility varies.

Home Finance Hub

Simulated

Modular HELOC + mortgage capability: equity dashboard, product discovery, prequalification, digital application, documents, application tracking, HELOC activation, payments, and distributor analytics. Embeds in SuperApp, member portal, and admin portal. Credit products offered by licensed lenders; approval solely by participating lenders.

  • Unified home-finance experience
  • Higher equity engagement
  • Distributor program control
  • Partner-ready origination funnel

Neobankify provides the experience layer. Underwriting, rates, servicing, and legal disclosures are controlled by licensed lending partners. Not an offer of credit. Illustrative demos only until partner rails are live.

mCards for HELOC

Simulated

Home equity lines as real-time mCard spend and SuperApp management, AI optimization, rewards, and bank/lender integration where available; HELOC offered by licensed lenders; approval determined solely by participating lenders. Pairs with Home Finance Hub.

  • Equity utilization
  • Engagement
  • Lending revenue

HELOC underwriting and credit decisions by licensed lenders; eligibility and rates vary. Not an offer of credit.

Mortgage Suite

Simulated

Purchase, refinance, cash-out, renovation, and related mortgage journeys with offer comparison, application, tracking, and servicing handoff. Configurable per distributor and lending partner. Part of the Home Finance module pack.

  • Full mortgage funnel
  • Refinance engagement
  • Partner distribution

Mortgage products offered by licensed lenders or brokers as configured. Approval and terms by participating partners only.

Wealth & Savings

Snap these into any member journey

Savings Goals & Wealth

Simulated

Goal-based savings, education funds, and introductory investing experiences.

  • Financial wellness
  • Long-term retention

Investment products require appropriate registrations.

Crypto

Snap these into any member journey

Crypto Suite

Simulated

Buy, sell, trade, and pay with crypto via custodians, wallet providers, exchanges, and stablecoin partners, where permitted; digital assets not FDIC insured; eligible revenue sharing subject to agreements.

  • Member utility
  • New revenue
  • Co-brand differentiation

Crypto services provided by licensed partners; availability varies by jurisdiction. Not investment advice.

Identity & KYC

Snap these into any member journey

Identity & Onboarding (KYC)

Simulated

Friction-aware member verification, document capture, and eligibility checks.

  • Trust
  • Compliance readiness
  • Conversion

KYC requirements set by banking partners and jurisdiction.

Risk & Fraud

Snap these into any member journey

Risk & Fraud Controls

Simulated

Transaction monitoring signals, velocity rules, and dispute workflows.

  • Safety
  • Lower losses
  • Member confidence

Risk policies jointly operated with partners.

AI Services

Snap these into any member journey

Member AI Copilot

Simulated

In-app assistant for budgeting tips, benefits discovery, and guided journeys.

  • Support deflection
  • Personalization

AI advice is educational, not regulated financial advice.

Community

Snap these into any member journey

Community Hub

Simulated

Member groups, event wallets, campus/fan spaces, and shared goals.

  • Belonging
  • Activation

Community features must respect privacy policies.

Commerce & Offers

Snap these into any member journey

Offers & Commerce

Simulated

Merchant offers, group buying, ticketing, and brand commerce surfaces.

  • Monetization
  • Partner value

Merchant terms require commercial agreements.

Fan & Event Wallet

Simulated

Game-day spend, ticketing, VIP tiers, and team-branded money moments.

  • Fan lifetime value
  • Stadium commerce

Event partners and payment rules vary by venue.

Analytics

Snap these into any member journey

Program Analytics

Simulated

Adoption, spend, rewards liability, cohort health, and funnel insights.

  • Operator clarity
  • Iteration speed

Analytics exclude unauthorized PII sharing.

Casino & Sportsbetting

Snap these into any member journey

Sports Betting / Sportsbook

Simulated

Member sportsbook access, funding, and payout experiences connected to the NeoBank / mCard wallet, only where licensed sportsbetting partners and state law permit. Supports on-rail movement between member balances and approved sportsbook rails to reduce external processing hops.

  • Faster funding & withdrawals (where enabled)
  • Lower external processing friction
  • State-aware program configuration
  • Wallet-connected member experience

Sportsbetting is highly regulated. Availability is jurisdiction-specific and requires licensed operators, responsible gaming controls, and partner approvals. Neobankify provides technology configuration, it does not operate a sportsbook or hold a gaming license.

Casino Gaming & Resort Play

Simulated

On-property casino and resort money moments: Players Club wallet integration, elevated on-property rewards burn, and member access paths designed for regulated casino environments. When members and the property share banking architecture, eligible funds can stay on-rail instead of exiting to external processors.

  • On-property engagement
  • Players Club earn/burn loop
  • Reduced off-rail processing costs
  • VIP and hospitality connectivity

Casino operations require licensed gaming operators and jurisdiction-specific compliance. Banking and card products are provided by licensed financial partners. Platform software does not make an organization a casino or a bank.

Partners & integrations

Rails behind the brand

Banks, card networks, KYC, risk, and processors connect through the marketplace, with clear responsibility boundaries. Compose modules in Design Studio into landing, mCard, and app previews for your members.