Products · Payments
Any payment type, licensed partners, transparent marketplace pricing
Neobankify works with leading payments solutions providers to unlock bill pay, remittances, international transfers, and everyday money movement for every neobank. Licensed partners deliver the rails. Members get competitive pricing. Every time a payments provider is accessed through a SuperApp or desktop experience, a portion of payments revenue returns to the neobanking partner.
Partner network
Top payments providers
Payment types
Bills · remit · FX · P2P · spend
Member pricing
Transparent marketplace pricing
Program economics
Revenue share on access
The model
You distribute. Partners move the money. Programs earn.
Neobankify is the experience and marketplace layer, SuperApp, desktop, wallet, and mCard. Licensed payments partners provide the regulated services: bill pay networks, remittance corridors, FX, A2A, and more. Community neobanks unlock those solutions for members and participate in the economics of every access and completed payment.
- ✓Compose any payment type from a marketplace of top providers
- ✓Compete on cost, programs pick partners that deliver the competitive marketplace solutions members will use
- ✓Surface flows in SuperApp and desktop under the community brand
- ✓Eligible programs may share in of payments revenue whenever partners are accessed via your interfaces
Revenue share loop
Member
Needs to pay a bill, remit, FX, send, or spend
Neobank SuperApp / desktop
Opens the payments module under your brand
Licensed payments partner
Executes the rail at marketplace-competitive cost
Economics
A portion of payments revenue returns to the neobank
Every engagement with a payments provider accessed through a neobank’s SuperApp or desktop interfaces can contribute to program revenue, while members still get competitive solutions available via the partner marketplace.
Partner network
Top payments solutions providers, one composable network
Neobanks unlock services through a marketplace of licensed partners rather than building every rail from scratch. Swap or add providers as member needs and corridors evolve.
Bill-pay networks
Licensed billers and payment processors for utilities, telecom, rent, tuition, and subscriptions, presented in-brand inside the SuperApp.
Remittance corridors
Cross-border money transfer partners with licensed rails for diaspora, family support, and campus/home-country flows.
International & FX
Multi-currency send, receive, and convert via top-tier FX and treasury partners, transparent pricing members can see before they complete a transaction.
Account-to-account & A2A
ACH, RTP, open-banking, and instant transfer providers for domestic money movement between linked accounts and wallets.
Card & acceptance rails
mCard spend on Mastercard networks, plus merchant and wallet acceptance partners for everyday purchases.
Marketplace feature providers
Specialized payments modules, payroll splits, request-to-pay, QR, and vertical payment tools composable per program.
Solutions for any payment type
Bills, remittances, international, P2P, and everyday spend
Payment surface
Pay every bill in one member home
Utilities, phone, insurance, tuition, rent, and more, searched, scheduled, and paid through licensed bill-pay partners without leaving the SuperApp.
Member value
One place to find billers, schedule autopay, and track history.
Neobank economics
Biller and processor fees share back to the neobank on each paid bill.
How it lands for members
Neobanks + payments partners unlocking real utility
Faith neobank × bill-pay
Members pay utilities and school fees from the same SuperApp they use for giving and community events.
Lower friction than five external apps; eligible programs may participate in economics on bills paid through partners where agreements allow.
University neobank × remittance
International students send support home or receive funds from family via licensed corridors embedded in the campus SuperApp.
Trusted brand + competitive corridor pricing; remittance revenue share funds the program.
Fan / creator × P2P & tips
Fans tip creators, split merch, and send event cash via branded send/request powered by A2A partners.
Community money stays in the brand experience; partner fees return to the neobank.
Employee neobank × payroll-adjacent pay
Workers move pay between linked accounts, schedule rent, and spend on mCard with optimized funding.
Everyday money movement becomes a stickiness and revenue surface, not a cost center alone.
Seamless path
From SuperApp tap to shared payments revenue
01
Member opens SuperApp or desktop
Bill pay, send, remittance, FX, or mCard spend, one branded payments home.
02
Marketplace partner fulfills
Licensed payments providers execute the rail: biller, corridor, FX, A2A, or card network.
03
Member gets competitive utility
Transparent marketplace pricing from a curated partner network, not a single locked-in pipe.
04
Eligible programs may participate
Every time a payments provider is accessed via the program, eligible programs may participate in partner economics where permitted.
Program economics
Transparent pricing for members. Eligible revenue participation for NeoBank programs.
A marketplace of payments partners keeps pricing competitive. The program that surfaces those services may participate in economics when members use them, alignment, not a tradeoff.
Access & usage share
When members open bill pay, remittance, FX, or P2P through the SuperApp or desktop, eligible NeoBank programs may participate in partner economics where agreements allow.
Per-transaction participation
Completed bills, transfers, and cross-border sends may include fixed or percentage fees shared with the program that sourced the activity, subject to partner contracts.
FX & corridor margin
International and remittance partners often share spread or corridor margin on funded volume marketed by the community brand.
Marketplace placement
Payments modules in the marketplace compete on cost and capability, programs choose partners that deliver the competitive marketplace solutions members will actually use.
For members & cardholders
Pay anything, without app sprawl
- ✓Bills, remittances, international, send/request, and mCard spend in one brand
- ✓Marketplace partners compete so members get low-cost payment services
- ✓Clear fees and status before confirm; history in SuperApp
- ✓Tied to wallet funding and rewards where the program enables it
For neobank operators
Monetize payments without owning every rail
- ✓Compose payments modules from top licensed providers
- ✓Unlock corridors and billers that match your community
- ✓Eligible programs may share in of payments revenue on SuperApp and desktop access
- ✓Stay the brand layer, partners hold the regulated payments licenses
Trust & compliance
Licensed partners move the money
Neobankify and community programs surface and route members to payments experiences. Money transmission, FX, remittance, bill-pay networks, and settlement are provided by licensed partners in the marketplace. Availability, fees, limits, and corridors vary by partner and jurisdiction. Examples on this page are illustrative, not offers of service in every market.
Unlock payment types via partners, where available
Compose licensed payments partners into your NeoBank program. Deliver transparent marketplace pricing through SuperApp and desktop where available. Eligible programs may participate in revenue sharing subject to agreements.
Illustrative product experiences. Partner terms and licenses apply. Disclosures