Associations & affinity
Membership that lives on a card members actually use
Launch a co-branded NeoBank and mCard for the people who already belong — dues, events, partner offers, and verified identity — without becoming a bank. Military Connect is the flagship association program.
For Association, nonprofit, chapter, and affinity-group operators — including military and veteran communities
Verified
Member identity
Partner
Benefit network
mCard
Everyday spend
Chapters
Distribution ready
Associations
Member Card
Belonging · everyday pay
Military Connect · illustrative member card
Why teams choose this path
The gaps a generic bank app never closes
Dues and events are not a daily relationship
Members hear from you at renewal and the annual meeting. A card and SuperApp keep the association in the wallet every week.
Benefits live on someone else’s site
Partner discounts scatter across portals. Members never find them, and you cannot prove the network works.
You should not have to become a bank
Associations want to offer a member card and wallet without charters, processors, or a two-year build.
Capabilities
Built for how associations actually operate
Member mCard
A credential that says they belong — freeze, replace, and spend on Mastercard debit rails.
mCards
Wallet
Rewards
Identity
Causes
Concierge
How it comes together
From blank canvas to member-ready program
01
Design the member program
Open Design Studio with the association template — brand, card, SuperApp, and benefits.
02
Connect licensed rails
Sponsor-bank issuance and KYC sit with licensed partners. You keep the brand.
03
Invite the membership
Growth OS runs consented journeys from the list you already have.
04
Share program revenue
Eligible spend on the member mCard is split with marketing & distribution.
Outcomes
What success looks like
- ✓Year-round member engagement
- ✓Partner benefits that get used
- ✓Verified identity for the network
- ✓Revenue share without becoming a bank
Rewards network
Attract sponsors & merchants too
Affinity partners, military-community merchants, insurers, and chapter sponsors fund member earn.
Military Connect SuperApp is a working cardholder prototype. Live rails depend on licensed partners.
Revenue calculator
Estimate platform revenue for Associations
Adjust illustrative monthly revenue per active card, then enter your Monthly Active Members to see organization-level monthly and annual potential. Figures are illustrative — not a forecast or offer.
Revenue per card / month
Each stream: $0 – $20
Total / card / mo$13.00
Interchange
Card spend economics
$5.00 / mo
Commissions
Partner / offer share
$2.00 / mo
Affiliate
Network & referrals
$2.00 / mo
Subscriptions
Membership & marketplace
$2.00 / mo
Banking
Account & program fees
$2.00 / mo
Drag up to 100,000, or type any higher amount — the calculator uses your full entry.
Organization potential
Monthly revenue
$65,000
Annual revenue
$780,000
$13.00 / card / mo × 5,000 members = $65,000 / mo · $780,000 / yr (illustrative).
Illustrative only · Not a guarantee of results · Actual economics vary by partners, jurisdiction, card type, and program design · Full revenue estimator
Launch an association NeoBank
Start from the association template, or open the Military Connect SuperApp simulator to see what members tap.
Disclosures · Illustrative marketing experience